|Tuesday December 11|
Commercial Loan Software
part of Destiny's 3-in-1 loan origination system
Gone are the days of needing separate software packages for originating and managing your mortgage, consumer, and commercial loans. Destiny supports all three loan types in one single software system.
With Destiny, each department can still operate autonomously if desired, yet all of the data is available for cross-sell purposes, tracking and reporting. No more importing or exporting and no interfaces to disparate systems – or expensive modifications to your core banking system. Everything is self contained in your MS SQL or Oracle database. This eliminates hours and hours of IT support issues since Destiny becomes your one and only system of record.
Commercial Loan Categories
Destiny offers a wide range of products and collateral types for all your Commercial Lending needs. The following are just some of the types of Commercial Loans and Collateral Types that can be supported in your Destiny System.
There are over 35 standard Loan and Financial Covenants built into Destiny. Destiny has built-in tools to customize an existing covenant or create a specific covenant to meet your lending requirements.
Compliance is the Key…
Compliance is guaranteed through our interface to our document partners. Gone are the days of countless final reviews to make sure that all of the required documents are being presented.
Loan stipulations and loan covenants are easily tracked and can be auto-defaulted based upon built-in business rules. Just like other business channels in Destiny, you can administer the system from the top down – hence eliminating subjectivity and costly mistakes from the lending process. Your users will be automatically prompted for required information and the work queues will drive their daily activity scheduling.
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